Keith L. Muth is a shareholder and Chief Investment Officer of Virginia Asset Management located in Richmond, Virginia. A Certified Public Accountant, Chartered Financial Analyst and Certified Financial Planner™, Keith was one of only 158 financial advisors world-wide who had earned all three of these prestigious designations when he completed the CFA program in 2004.

With more than 25 years of financial management experience, he has an impressive devotion to helping his clients prosper.

Following a disciplined approach which begins with determining your goals and objectives, reviewing your existing accounts and investments, and evaluating your tolerance for risk; we develop an investment plan and portfolio design to meet your needs. Our goal is to provide the best solution to maximize your investment returns for a given level of risk.

Personal financial planning is a process - an organized, well-planned system for answering your financial questions and providing the basis for all of your personal financial decisions to help achieve your goals in life.

A Comprehensive Personal Financial Plan will address all of the elements that will affect your financial future. The most important area for you will depend on the stage of life that you are in, but each area will play some part in almost every individual's plan

Having a plan provides direction and meaning to all of your financial decisions and allows you to understand how each financial decision you make affects your life goals - both now and tomorrow. With a solid financial plan in place, you can adapt more easily to life changes and feel more secure that your goals remain on track. Creating a financial planning "roadmap" is an essential step in keeping you focused on your long-term goals - despite whatever personal or financial "detours" may come your way.