We differ from most of our competitors in several ways. First we are compensated through advice fees paid by our clients, thereby allowing us to always work in our clients best interests. Most of our competitors (i.e.: the brokerage houses or large branded financial services companies) receive the bulk, if not all, of their compensation through commissions from the products they sell. Many times there are hidden commissions, fees and marketing kickbacks which are not transparent to the client that can influence their representative to make decisions that are not objective. Therefore, the clients of these firms don't always receive the most prudent and objective advice, products and/or services. Because the associates of CWM are compensated for our advice, we can always provide the most appropriate recommendations for our clients.

The second major way in which we differ from our competitors is that we create customized financial planning and investment solutions for every client. Many of our competitors use "cookie cutter" financial planning strategies to lure clients in as a means to sell high cost products. At CWM, we provide each client with specific, tailor made solutions designed with their unique goals and needs in mind.

Third, we differ through providing superior ongoing advice and service. Unlike our competitors who make large up-front commissions, CWM earns its revenue by maintaining strong, long term client relationships. We have created a win-win relationship model where we are successful only if our clients are successful. Over time, by assisting our clients in reaching their financial planning and investment objectives, we enhance our reputation in the investment management community.

Lastly, we are a progressive and nimble firm that is constantly on the lookout for up to date investment and planning strategies. Unlike our Fortune 500 competitors who are lethargic in their ability to change and develop, CWM is an agile firm constantly seeking new information and opportunities to provide increased value for our clients.