A fee-based financial planner, Sharon J Baca works with individuals and businesses in the following areas:

* Wealth accumulation and management
* Wealth transfer, estate planning and probate estate settlement
* Investment and Asset Allocation planning
* Retirement accumulation and distribution
* Succession planning, non-qualified and qualified plan design and implementation
* Risk assessment including Life, Disability and Long Term Care

After discussion of needs, objectives, liquidity and currents assets, Sharon prepares a financial plan.
At that point she is able as a financial advisor to help you execute the plan with appropriate
products. She is open-shelf and able to work with multiple providers, although her primary
affiliation is with the MassMutual Financial Group and her Broker-Dealer is MMLISI.

She has worked in the financial services and insurance industry for over 20 years and has been with Spectrum Financial Group since 2003. Sharon was a founding principal of two firms, DBG&H Unlimited, Inc., a marketing, public relations and advertising firm and Pacor International, a provider of employee benefits services.

A community volunteer, Sharon was a member of the founding board of the Dallas Women’s Foundation and has served on the Advisory Boards of both the Kilby and Dallas Foundations. She has an ecumenical education: her MBA is from Southern Methodist University, her BA is from the University of Dallas, a Catholic liberal arts university and she attended Mary Hardin University, a Baptist university. A Cajun by birth, a Czech by marriage and a professional by conviction, Sharon is wife to Michael, a Raytheon Senior Contracts Manager, and mother of Rachel, 34 and Maryam Alyce, 28.

Sharon J. Baca, CFP, is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, Inc. 5080 Spectrum Dr., 902W, Addison, TX 75001. 972.458.9907