Philip Loyd has been published in 101 magazines in 12 countries. Author of Model #MP9000, a novel.
Phil Loyd
IRA Contribution Limit Changes
If you’re thinking of setting up an IRA, or you already have your Roth IRA or Traditional IRA, it’s important to know the annual contribution...
How to Avoid Tax Errors
Oh those costly tax errors. Ever since 1914 when the 16th Amendment was added to the Constitution making federal income tax permanent, ever since then...
Qualified Retirement Plan and your IRA
A Qualified Retirement Plan is quite simply any retirement plan that meets the requirements as established by the Internal Revenue Service. These plans are retirement...
New RMD Regulations 2002
What does RMD stand for? Remote Modulated Diactoids? No, it stands for Required Minimum Distribution. Still, you may ask, what is a Required Minimum Distribution?...
What are the Financial Advisor Licenses?
If you need to hire a financial advisor, or maybe you even want to become one, either way you’ll need to know the different types...
How Do I Choose A Financial Advisor?
How you choose a financial advisor is very important. At some point in your life, you’re most likely going to need a financial advisor in...
Life Settlement Rules & Regulations
What exactly are the rules and regulations for Life Settlements? First however, a definition: A Life Settlement is when the owner of a life insurance...
What Is Medicaid?
Of course everyone’s heard of Social Security. Most all of us have heard of Medicare. But what is Medicaid? Maybe you have, but even so,...
What is an Annuity?
There are many different types of investments, many different places you can put your money when planning for your retirement. It all really matters what...
Investing Financial Terms
Ever hear of Gearing? The term Gearing is a financial term. It is used to describe the level of a company or corporation’s net debt...
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