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Q. I have an option to choose between a traditional pension where I contribute nothing
and one to which my employer and I contribute. Which one should I choose?
A. There are a number of factors to consider when making a choice between these
types of plans. One should consider the percentage your employer contributes on each plan,
which plan has greater flexibility, the vesting schedule, your tax bracket, and the impact
on your other assets. You may want to consult a professional financial planner to help
you weigh these factors.
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I’m interested in rolling-over my 401K or other retirement plan,