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Q. Will Medicare cover long term care?

A. In most cases it will not. Medicare is a Federal health insurance program for people who are age 65 or older, some people with disabilities under age 65, and people with End-Stage Renal Disease or people with Lou Gehrig’s disease. Medicare will cover the first 100 days of care in a nursing home if: 1) you are receiving skilled care, and 2) you have a qualifying hospital stay of at least 3 days and enter the nursing home within 30 days of that hospital discharge. There are also some deductibles and copays. Medicare also covers limited home visits for skilled care.

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