The American Council of Life Insurers (ACLI) has begun lobbying for legislation that would offer more retirement savings incentives. Richard Turner, chairman of the ACLI's Pension Committee and associate general counsel for the American General Financial Group, was among a group of industry advocates who recently testified in a House hearing. Turner and others argued that the pension reform package will provide long-term economic stimulus by encouraging Americans to save for retirement, but opponents disagreed. An official with the Pension Rights Center, a nonprofit consumer organization, countered that major provisions of the legislation would actually diminish the chances of middle class Americans receiving sufficient post-retirement incomes.