Older people in Britain and other countries are snatching up jobs, and many are opting to work into their retirements. Employers are thrilled that older workers are staying on the job longer because many of the job candidates in the market lack certain skills. In addition, employers find that consumers are more willing to work with older, more mature workers who have experience, are committed to their work, and are loyal to the company. Older workers, on the other hand, are being forced back into the workforce by falling annuity rates, increased life expectancies, and reduced investment returns; some even feel lost without a job.