With no relief in sight for the weakening economy, the demand for financial planners has never been higher. If there was ever a need for a financial planner, now is the time. The plunging stock market has left investors bruised and in search of wise counsel. But some experts believe the increased interest in financial planners may also be the result of changing demographics. As investors get older and earn more money, passing what Forrester Research describes as the "advice threshold," experts say they become less sure of their portfolios. Investors are increasingly turning to fee-based advisers, mutual-fund wrap account programs, and bank trust departments.