Retirement plan vendors have begun enhancing their product lines and amplifying their flexibility, which bodes well for financial planners with pension plan trustee clients. Richard M. Todd, a principle at Portfolio Solutions investment firm, writes in Accounting Today, that "Plan vendors are broadening their universes and ... the larger the universe, the more choices the trustees have in designing a strong menu of options." Unfortunately, the change might create an obstacle for pension plan sponsors, because these vendors will be more likely to be partial in their marketing presentations.