Wealth management firms and their clients must learn to quickly adapt to the regulatory and market changes taking place in estate planning if they expect to survive, warns estate planning attorneys Robert A. Esperti and Renno L. Peterson. These changes have created an environment of uncertainty for most companies, says Esperti and Peterson, especially the estate tax issue and financial services reform. To help quiet some of these concerns, the men have established a "virtual academy" for estate- and wealth-planning professionals. The Academy of Multidiciplinary Practice is structured to offer financial professionals a broad understanding of the various industries classified as financial services.