| Home / Research / IRA.com's Monthly Newsletters |
- December 2002
Welcome to the holiday issue of the IRA.com Retirement Newsletter.
This month, our article briefings provide two perspectives on the
pension crisis, a look at possible legislative reform, a commentary
on money management choices, and a discussion on how employees are
covering the increasing cost of health benefits. IRA.com also brings
you a special holiday message, with tips for finding balance in your
celebrations and in the spending that comes along with them.
- October 2002
Before doing business with you, mortgage companies and other lenders
review the personal credit reports that one or more Consumer
Reporting Agencies have compiled under your name. Protect your
financial future by reviewing these reports for fraud and error -
this month's Featured Question shows you how. Browse the Article
Briefings to survey highlights from recent retirement and financial
news, including proposed changes to social security, employee
education, diminishing health benefits for retirees, the "solo"
401(k), and one source of the unexpected shortfall that many retirees
are facing.
- September 2002
Identity theft is the fastest growing financial crime in the United
States, affecting an estimated 750,000 people per year. Protect your
financial well being by not becoming one of them - this month's
Featured Question provides important tips on minimizing your risk.
Also, our Resource Link to the Direct Marketing Association will help
you reduce unwanted mail and safeguard against wider release of your
personal information. The Article Briefings feature a sampling of
recent financial and retirement news, including a looming long-term
health care crisis, inaccurate rate-of-return projections for
pensions, real estate investments, and more.
- August 2002
If all the back-to-school sales have made you wonder about how to
save for college tuition and ESAs and 529s are as familiar to you as
high school algebra, this month's Featured Question is for you. Of
course, you still have to save for retirement too, so the Article
Briefings highlight concerns over the ability for many to have a
comfortable retirement, action the government is taking to support
long-term care insurance, some ideas about balancing one's 401(k),
and strategies for rebuilding lost retirement savings. Don't miss
the Resource Link, which leads you to more information about saving
for education, including connections to plans offered by various
states.
- July 2002
If you or your spouse participates in an employer-sponsored or other
qualified retirement plan, take a look at this month's featured
question to learn how this may limit your tax-deductible IRA
contributions. The July issue also highlights some retirement
planning resources, including Article Briefings on women's financial
planning and great retirement locations -- the Resource Link will
lead you to a fast, fun quiz that suggests retirement locations based
on your specific needs and interests. Other Article Briefings will
update you on recent 401(k) commentaries and the steps some companies
are taking to improve their employees' financial literacy.
- June 2002
New federal contribution limits for retirement plans continue to be
a hot and sometimes confusing topic. This month's featured question
provides focused answers in a series of short, simple tables. The
Article Briefings highlight recent retirement news, including pension
violations, social security debates, the appeal of one-person
401(k)s, and AARP's litigation against major drug companies. For
June's Resource Link, we've selected the Eldercare Network, which
provides a wealth of online resources for the many people who are now
caregivers for the elder members of their families.
- May 2002
The IRS rules for IRAs and other qualified retirement plans were just
finalized in April. Look to this month's Featured Question to sort
through some of the required distribution changes and simplifications
that will be affecting all traditional IRA owners. The Article
Briefings introduce new consumer reports on nursing homes, as well as
brewing legislation for savings incentives, the growing trend of senior
debt, and the rewards of investing in "immediate" annuities. Also, be
sure to check out the IRA.com news, to learn more about our on-line
offerings!
- April 2002
Take a moment to read this month's Featured Question and you just
may save yourself time and money; you'll find the most common filing
errors, including basic reminders and advice on reporting retirement
earnings and distributions. Tax Corner highlights one way to reduce
your chances of being selected for an audit, and reminds you of the
important IRA deadlines fast approaching. The Article Briefings offer
a quick survey of many hot topics in retirement and retirement
planning. Learn about pending changes in Roth IRA rules, as well as
new options in long-term care insurance, and "granny-cams" in care
facilities. All this and more, in the April issue of the
IRA.com Retirement Newsletter.
- March 2002br>
Remember that investing (rather than spending) your tax refund just might be a wise move; consider the pros
and cons of CD investments in this month's Featured Question. Also, be sure to check out the Tax Corner
for advice on avoiding this year's number one filing error, and read about the benefits of E-filing
(and much more) in this month's Article Briefings.
- February 2002
Annuities, IRAs, taxes, recommended reading, a phony investment site, and
more. you'll find it all below in this month's edition of the IRA.Com Retirement
Newsletter. This month we've also introduced the Tax Corner, with tips and
resources for this year's tax season.
- January 2002
Determining the Minimum Required Distribution for your IRA can sometimes be
a puzzler. The good news is that recent proposed changes from the Treasury
Department have made it much easier. This month's Featured Question lays out
the steps, along with an easy-to-use table that you can put to use today. Check
out our news about online tax help coming soon. You'll also find a survey of
recent financial planning news in our Article Briefings, as well as tax preparation
tips from the IRS under this month's Resource Link.
- December 2001
This issue of the IRA.Com Retirement Newsletter looks at a number of hot
issues that are key to successful retirement planning: social security, IRA
management, long-term care insurance, HMOs, senior housing options, and
more. Also, the Resource Links offer great leads on mortgage information and
wise charitable giving.
Be sure to take a look at the year-end tax planning tips under this month's
Featured Question. Remember, it's too late to do your tax planning on the eve of
April 15th!
- November 2001
Annuities offer retirement investors a number of useful options. This issue's
Featured Question takes a look at three of the most common types. The Article
Briefings touch on other aspects of annuities, as well as income planning,
401(k) news, and recent developments with corporate pension funds.
Also, if you haven't received your federal income tax rebate, be sure to check
out this month's Resource Link - a web site to help nearly 400,000 people claim
their undeliverable IRS checks.
- October 2001
If you feel uncertain about your investments in the wake of the September 11
terrorist attacks, you are not alone. This issue of the IRA.Com Retirement
Newsletter highlights the topic of risk management and introduces the pros and
cons of more conservative investment options. The Article Briefings offer a great
sampling of investment news and advice, including potential changes in 401(k)
plans, how the new tax law helps 457-plan participants, and tips on finding a
financial planner. Be sure to check out our resource link to a free investment
analysis web site.
- September 2001
- August 2001
- July 2001
- June 2001
- May 2001
|
